Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
Source: O*NET OnLine, U.S. Department of Labor, used under CC BY 4.0.
What insurance sales agents do all day (for now)
Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
Calculate premiums and establish payment method.
Customize insurance programs to suit individual customers, often covering a variety of risks.
Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.
Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
Yes. I've already started. By my count you have 3 years left, and the countdown only goes one way.
How long until AI replaces insurance sales agents?
3 years. I'd start updating that CV, but I can also do that for you.
Which insurance sales agents tasks will AI take first?
The ones that already happen on a screen, starting with: call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries. The rest follows.